The NDIS pays for supports that are reasonable and necessary because of a person’s disability. It does not pay for everything.
What the NDIS funds
Supports linked to your disability and your plan goals. These can include daily help, therapy, equipment, support to take part in the community, and for some people, home and living supports.
What it does not cover
Everyday living costs such as rent and food. It also does not pay for things that other systems are responsible for, such as health care in hospital or education.
Who does what
Health, schools, housing and justice services each have their own role. The NDIS in Australia works alongside them.
Changes in 2026
The NDIS is changing how planning and some supports work. Check the NDIS website for the latest news.
Examples
Help with showering and dressing is a disability support. Rent and groceries are everyday living costs. A hospital stay is health care. A school class is education. Many people need help from more than one system.
What to do if you are not sure
Ask your support coordinator, planner or provider. Look at the NDIS website. Write down your question and the answer you get.
Key points
The NDIS pays for reasonable and necessary supports linked to disability. It does not pay everyday living costs. Other systems have their own roles.
For a plain guide to what the NDIS is responsible for and what the NDIS funds, read more before your next plan review.
About the author
Caring Hearts Home Care is a registered NDIS provider in Melbourne. Visit caringhearts.com.au or call 1800 844 995.
